Features and Major Benefits

• Return of premium at death – if you die during the covered period without claiming any critical illness benefit, your premium paid will be returned to your beneficiary or estate.
• Return of premium at maturity – when the covered period expired and you have not claimed any critical illness benefit, your premium will be returned to you. So it pays to be in good health.
• Extra income – if you are diagnosed with one of the defined critical illnesses, you might lose your ability to work temporarily or permanently. The benefits from the critical illness insurance can be used to pay your medical bills or replace your lost income.
• Have the best health care available – with the financial freedom, you can choose the best health care available to you. For example, you can hire a home nurse, or buy equipments and assertive devices, which will help you to recover faster.
• Have the best doctor available that specialized in the type of critical illness that you have.